Program Overview and Process

Earn to Learn FL™ helps low to moderate income students, both men and women, earn post-secondary education with little or no student debt. Post-secondary education includes a university degree or a career and technical education (CTE) certificate. We match students’ savings of $500 with $4,000 in grants, which is renewable each year until graduation or completion of the CTE program. This simple formula combines student savings with financial aid, mentoring, and financial literacy.

Qualifying students may receive some other financial aid, but a gap remains between financial aid and cost of attendance, making it difficult for students to start or complete their education. Once earned, funds from their $4,500 Earn to Learn FL™ account are transferred as needed to their college to cover tuition, books, academic fees, housing and meal plans. This bridges the gap to ensure students graduate on time, ready to start working in their field of study, and with little or no student debt.

Our experience and the experience of other Earn to Learn-type programs in the United States shows that by combining student savings with the support of financial literacy training, academic and career coaching, and financial aid, low- to moderate-income students will be set up for success in both the short and long term. We are confident that an investment in these students’ academic success will have long-lasting effects on their careers and the rest of their lives.

Program Application Process

Complete the registration form to begin the process

2. Money Management Training

Access to begin online training will be provided after your complete registration form is received

3. Enrollment Appointment

We will complete your application together to confirm eligibility.

4. Application Review

Your application will be reviewed and you will receive notification of approval.

5. Open your Earn to Learn FL™ Savings Account

Our financial institution partners provide an account with online banking convenience and charge no fees.

6. Start Saving!

Make monthly deposits until you meet your Earn to Learn FL™ savings goal.