Funds will support Earn to Learn FL™ Students
Bonita Springs, FL – December 6, 2018 – Proceeds from the 11th Annual Hunters Ridge “Gives Back” Campaign, organized by General Manager Don Huprich, will support the Southwest Florida Women’s Foundation’s Earn to Learn FL™ initiative.
It’s an honor for Hunters Ridge Golf & County Club to be associated with such an outstanding organization. We look forward to supporting the Southwest Florida Women’s Foundation for many, many years to come,” states General Manager Don Huprich.
The donation of $5,000 from Hunters Ridge “Gives Back” Campaign held on November 11, 2018 will support Earn to Learn FL™ students to achieve their goals through education. Why does this matter? Less than 20% of Southwest Florida women and men over age 25 have earned a bachelor's degree. Earn to Learn FL™ empowers low to moderate income students to successfully complete college or career and technical education. The result: students become investors in their own future, breaking the cycle of limited family income and improving their earning potential.
The generosity of the Hunter’s Ridge Golf and Country Club community is greatly appreciated. They are a good partner to help support hard working, but income challenged, students achieve their education and career goals,” says Southwest Florida Women’s Foundation CEO Brenda Tate.
The Southwest Florida Women’s Foundation, serving Lee, Collier, Charlotte, Hendry and Glades counties, is the only non-profit in Southwest Florida focused on women and girls and was the first to publish academic research assessing the status of women in the area. The Women’s Foundation invests in programs that educate, boost entrepreneurship and advocate for policies to elevate the status of women and girls. For more information, visit http://www.fundwomenfl.org or email contact@FundWomenFL.org. Follow the Women's Foundation online at http://facebook.com/WomensFundFL and on http://twitter.com/WomensFundFL.
About Earn to Learn FL™, an initiative of the Southwest Florida Women’s Foundation
Earn to Learn FL™ supports low to moderate income students in earning a post-secondary degree or certificate, while escaping the burden of student loan debt. The program is structured so that students contribute mandatory savings of $500, which is then matched with $4,000 in financial aid funds through Southwest Florida Women’s Foundation. The program incorporates financial literacy training for each of the students to ensure that they are prepared for long-term success. Not only does it assist students to achieve graduation on time, but also helps them enter the job market with little or no student loans.here...
Two years ago, Yuzellie Garcia decided to return to school to become the person she needed when she was a child.
I graduated in 2012 and spent a few years not knowing what I wanted to do,” said Ms. Garcia.
But when it finally came time to decide what to do, Ms. Garcia sought purpose and meaning from her childhood experiences. Her upbringing wasn’t easy. She grew up in a single parent household with three siblings. Her mom worked three jobs and struggled to make ends meet. She also experienced sexual and emotional abuse.
I’m studying what I’m studying because of the sexual and emotional abuse I endured. Things like being locked in a dark closet all day and growing up with shame, self-blame and guilt. Thinking it was my fault, and not having anyone there to show me that what was going on wasn’t OK, and it wasn’t my fault,” Ms. Garcia said.
She is currently pursuing her bachelor’s degree in criminal justice; she will be attending Florida State University this summer to study criminology and criminal justice and hopes to use her education to work in the human trafficking field. Her journey has led her to find a very clear purpose — to help children who are struggling with abuse. Children in low-income homes, who may be at risk. Children who may need a mentor like herself.
Ms. Garcia is on the path to fulfilling her goal thanks to the Southwest Florida Women’s Foundation Earn to Learn FL Program. Earn to Learn FL helps low-to-moderate income students earn a higher education with little or no student debt. It’s a simple formula that combines mandatory student savings with financial aid, required financial literacy training and success coaching. Through the program, Ms. Garcia has been able to secure $9,000 to fund her education. She has saved $1,000 of her funds and received an $8,000 match supported by the Southwest Florida Women’s Foundation and local partners like the Southwest Florida Community Foundation.
“The Earn to Learn experience has been amazing; it’s so easy. The application was very fast. The lengthiest thing was the financial literacy course, but that was helpful. It wasn’t something that you would dread to do. The Women’s Foundation worked with me and my circumstances,” said Ms. Garcia.
For students like Ms. Garcia, education is much more than a simple degree. It’s a way to serve and fulfill their purpose. To pay it forward so that future generations have the opportunity to thrive.
The 503-page tax law became effective this year on January 1. There is time before the end of this tax year – 2018 – to make a difference in your financial outcome by thinking strategically about your charitable giving in 2018.
If you live in a state with high income and property taxes and you have a mortgage, you could find that you can still itemize and can make use of your charitable deductions. Even if you don’t itemize, here are some strategies to make gifts to the Southwest Florida Women’s Foundation and still receive tax benefits:
June 21, 2018 is the longest day of the year and the day set aside by the Alzheimer’s Association to show love for those affected by Alzheimer’s disease. The truth is, every day can be the longest day for women who carry the responsibility of lovingly caring for a person with any type of disability.
Alzheimer’s disease and other dementias demand intense caregiving and women shoulder a particularly heavy burden. The care they provide can be more physically and emotionally demanding and more time-consuming, and it takes a heavier toll on their work and family life. Women, as caregivers, often do not get the help and support they need to provide the years (even decades) of care required for loved ones diagnosed with Alzheimer’s disease. She is drained emotionally, physically and financially.
One fact in particular jumped off the page as I read the recently released Status of Women in Florida by County: Health & Well-Being report. Did you know more than one in five Florida women aged 65 and older (21.7 percent) reside with a person with a disability? This is very personal to me since I’m 67 years old and know first-hand how women cope when Alzheimer’s, as only one example of a disability, knocks on the door to visit and never leaves. I believe the percentage of 21.7 is much higher since most women do not check the little box on a survey that asks, “Are you over age 65 and residing with a person with a disability?” I never thought to check that box.
And yet, according to the Alzheimer’s Association, the economic impact of dementia caregiving across the nation is huge, and particularly in Florida which is only behind California and Texas in terms of numbers of caregivers, hours of unpaid care and the value of that care. In 2017, there were approximately 1,121,000 dementia caregivers in Florida, who provided more than 1.25 billion hours of unpaid care, valued at more than $16 billion. The numbers are staggering, and the burden in our state falls mostly on women.
The Status of Women in Florida Report underscored other disturbing health challenges, including the rate of diabetes, an increase in suicide, and the widespread violence in Florida against women, but the plight of Florida women who are caregivers hit a personal chord with me.
Several policies recommended by the Report would go a long way to provide much-needed relief to the many women in Florida living with a person who has one or more disabilities. They include:
There is no simple or single solution, but these policies would go a long way to support caregiving women in Florida. Every day is our longest day.
Go to https://fundwomenfl.org/research/ to view the complete report for all key findings and recommended solutions.
Respectfully submitted by:
Brenda Tate, CEO
Southwest Florida Women’s Foundation
Consider this strategy to increase your 2018 tax savings.
This is the year to find new charitable giving opportunities created by the Tax Cuts and Jobs Act. Starting this year fewer donors will receive a tax benefit for carrying out their charitable intent because deductions have nearly doubled for both individuals ($12,000) and couples ($24,000) and deductibility of state and local taxes is limited to $10,000.
The Planned Giving Council of the Southwest Florida Women’s Foundation recommends a strategy to ‘bunch’ your charitable gifts in a single year. This allows you to exceed the higher standard deductions. By donating several years’ worth of cash or appreciated stock to the Donor Advised Fund offered by the Southwest Florida Women’s Foundation in a single year, you realize the full tax benefits of your giving and the charities of your choice receive gifts from your Donor Advised Fund over multiple years.
The members of our Planned Giving Council want to ensure that you have the best strategies to maximize your charitable impact and associated tax benefits. Please feel free to call on me or any of our Council members to discuss your specific interests, questions or goals related to making a planned gift to the Southwest Florida Women’s Foundation.
Lisa M. Simington, CFP®
President – Florida West Coast
BNY MELLON WEALTH MANAGEMENT and Southwest Florida Women’s Foundation Board Member